How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,3791
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,379
$260
9
53
$4,758
$273
17
54
$7,137
$287
25
55
$9,516
$301
32
56
$11,895
$316
38
57
$14,274
$332
43
58
$16,653
$349
48
59
$19,032
$366
52
60
$21,411
$384
56
61
$23,790
$403
59
62
$26,169
$423
62
63
$28,548
$444
64
64
$30,927
$466
66
65
$33,306
$489
68
66
$35,685
$513
70
67
$38,064
$539
71
68
$40,443
$566
71
69
$42,822
$594
72
70
$45,201
$624
72
71
$47,580
$655
73
72
$49,959
$688
73
73
$52,338
$722
72
74
$54,717
$758
72
75
$57,096
$796
72
76
$59,475
$836
71
77
$61,854
$878
70
78
$64,233
$922
70
79
$66,612
$968
69
80
$68,991
$1,016
68
81
$71,370
$1,067
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $260/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.